A New Year Reflection on Neighbourhood Safety

Posted On Jan 20, 2026

The beginning of a new year is often one of the few moments when life slows down just enough to reflect. Before routines fill up again, many of us take stock of what the past year brought—and what we want the year ahead to feel like.For me, that...

Rebuilding Ties with China: Why Housing Needs to Be Part of the Conversation

Posted On Jan 20, 2026

Over the last several years, Canada’s relationship with China has been mostly on pause. That pause wasn’t accidental. It came after serious concerns around security, human rights, and trust.Recently, it looks like Canada is starting to rebuild or...

When Are You Ready to Buy a Home?

Posted On Jan 20, 2026

Buying a home—whether it’s your first home or the move from a starter home to a forever home—is often framed as a math problem.Do you have enough down payment?Do your debt-servicing ratios fit?Will the bank approve you?Those things matter. But...

Mortgage Renewal Isn’t “Just Paperwork” Anymore — and Simply Renewing May Not Be the Right Move

Posted On Jan 15, 2026

For most of my career, my advice around mortgage renewals was simple and practical:If your lender’s rate is competitive, just renew.In more normal rate environments, that advice made sense. Switching lenders often meant legal costs, possibly an...

Variable Rate Mortgages in 2026: Why This Decision Is No Longer About the Rate Alone

Posted On Jan 08, 2026

As we start 2026, many homeowners with variable-rate mortgages are revisiting a familiar question:Should I stay variable, or should I lock into a fixed rate now?For much of last year, it was widely assumed that rates would continue to fall — and...

Are Pre-fabricated Homes the Answer to Our Housing Crisis?

Posted On Sep 21, 2025

You can’t read the news these days without hearing about a potential silver bullet for Canada’s housing crisis: pre-fabricated homes. The government is investing in and promoting this idea, and the vision is appealing—factories churning out...